dcsimg
Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Archive for March 2012


TrueEarnings Card from Costco and American Express

Published 3/31/12  (Modified 3/11/14)

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

If you're a frequent Costco shopper, consider the TrueEarnings® Card from Costco and American Express, which can earn you cash back rewards on your purchases and doubles as a Costco membership.

Offers a 0 percent introductory APR on purchases for 6 months after that your APR will be a variable rate currently 15.24%.

As with all credit and charge card offers be sure to read all the disclosures on the issuers online card application page before you apply. Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. For more information or to fill out an application, visit the application page TrueEarnings® Card from Costco and American Express.

Read the full article »

United MileagePlus Explorer Card from Chase

Published 3/30/12  (Modified 2/19/13)

By Doresa Banning

The United MileagePlus Explorer Card from Chase is ideal if you fly often on United Airlines and want to earn travel rewards from your credit card and other travel benefits.

Features:

  • Start with 30,000 bonus miles after your spend $1,000 in the first 3 month
  • Check your first bag for free - save up to $100 per roundtrip
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Enjoy priority boarding privileges
  • Visit the United Club with two one-time-use passes every year
  • Use your miles for any seat, any time, on any United flight
  • Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn

Fees:

  • $0 intro annual fee for the first year, then $95
  • Balance transfer fee: Either $5 or 3 percent of the amount of each transfer, whichever is greater.
  • See card offer for full terms and conditions

United MileagePlus Explorer Card from Chase

Read the full article »

Credit cards of the rich and famous

Published 3/27/12  (Modified 1/20/14)

By Megg Mueller

Did you know JPMorgan Chase offers a credit card made out of gold and palladium? No? Not surprising, as the Palladium Card is only offered by invitation to a select few. Reading about it in a recent Bloomberg story, I found myself wondering, "Who does Chase think it is, American Express?" Well apparently, AmEx is thinking the same thing.

The Street reports American Express vice chairman Ed Gilligan told a group of investors recently that "...Chase in particular certainly has been executing well their strategy, but their strategy seems to be to follow American Express's strategy from a couple of years ago."

AmEx has long had the reputation of being the card of the rich and famous, but Chase now appears to be chasing that same affluent customer. While the Chase Palladium comes with many perks (deals on private jet service, anyone?) it also has a steep annual fee of $595. But that still doesn't even come close to the American Express Black Card which has not only a $5,000 initiation fee, but an annual fee of $2,500.

But for those of us not quite so highbrow, how do the two companies' ordinary flagship rewards credit cards stack up? For those with a healthy budget, a look at the JPMorgan Select Visa and the American Express Gold Card reveals a couple of similarities: travel insurance offers, and no blackout dates for travel booked with rewards points. But that's where the comparable features end:

JPMorgan Select Visa

Editor's Note: Thank you Read the full article »

Chase Sapphire Preferred card offers big rewards, but is it enough?

Published 3/27/12  (Modified 7/20/14)

By Megg Mueller

Still walking around with a no rewards credit card? Yeah, me too, until just about a month ago. I could no longer write about credit cards and still get zero return on my purchases. But the choice of what rewards card to get is a big one; from cash back points to gift cards to free gas at your favorite pump, the types of rewards are seemingly endless. One of the biggest categories is travel rewards: You can earn points for hotel stays, car rentals, airfares and more each time you shop. What could be simpler? Well, all cards are not created equal, so in that vein, I offer a look at the Chase Sapphire Preferred credit card.

The basics

Chase Sapphire Preferred gives cardholders access to Ultimate Rewards, Chase's rewards point program. Points can be redeemed for merchandise, cash back, experiences and travel. The company website touts its claim that cardholders can book flights for an average of 20 percent fewer rewards points if booked on the reward program website, plus there are no blackout dates or restrictions. Chase's travel partners include British Airways, United's Mileage Plus program, Hyatt Hotels and Marriott Hotels. Points can be transferred to any partner program at full value, according to the company website.

The good

For starters, new cardholders earn 40,000 points after spending $3,000 on purchases in the first 3 months of the account. Balance transfers don't apply. Standard rewards tiers for purchases on Chase Sapphire Preferred are:

Ink Cash Business Card

Published 3/24/12  (Modified 12/18/13)

By Doresa Banning

Issued by Chase, the Ink Cash Business Card is ideal for business owners who'd like to earn cash back on their charged purchases and expenses.

Among this card's perks are a 0 percent introductory APR on purchases for six months and a 0 percent introductory APR on balance transfers for six months. You can earn a $200 cash back bonus after you spend $3,000 in the first three months from the account's opening.

There is no annual fee. Please see the card offer for full terms and conditions.

Important Note! Please keep in mind that offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any card prior to applying.

Ink Cash Business Card

Read the full article »

Simmons First Visa Platinum

Published 3/23/12  (Modified 3/30/12)

Simmons First Visa Platinum By Doresa Banning

If you desire a credit card with a low APR, have excellent credit and don't want rewards, consider the Simmons First Visa Platinum.

Features:

  • 7.25 percent variable APR for purchases
  • 7.25 percent variable APR for balance transfers
  • Global card acceptance
  • Travel accident insurance
  • Emergency cash and credit card replacement
  • Car rental loss/damage waiver

Fees:

  • No balance transfer fees
  • No annual fee
  • See card offer for full terms and conditions

Simmons First Visa Platinum

Read the full article »