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Simmons First Visa Platinum


Simmons First Visa Platinum

Published 3/23/12  (Modified 3/30/12)

Simmons First Visa Platinum By Doresa Banning

If you desire a credit card with a low APR, have excellent credit and don't want rewards, consider the Simmons First Visa Platinum.

Features:

  • 7.25 percent variable APR for purchases
  • 7.25 percent variable APR for balance transfers
  • Global card acceptance
  • Travel accident insurance
  • Emergency cash and credit card replacement
  • Car rental loss/damage waiver

Fees:

  • No balance transfer fees
  • No annual fee
  • See card offer for full terms and conditions

Simmons First Visa Platinum

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Citi Simplicity Card

Published 3/21/12  (Modified 2/4/14)

By Doresa Banning

The Citi Simplicity Card gets it name for being a simple, easy-to-use credit card. In other words, it doesn't have a rewards program or lots of extras. The trade off is a lower APR when compared to many of the perk-filled cards on the market. Also attractive is its long 0 percent introductory APR on purchases for 18 months and 0 percent introductory APR on balance transfers for 18 months. Also included with this offer is direct access to a service representative, no late fees ever, no penalty rate ever and no annual fee ever. Keep in mind there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

Other information:

  • See card offer for full terms and conditions

Citi Simplicity Card

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Road trip! Gas rebate credit cards for summer 2012

Published 3/20/12  (Modified 1/27/15)

By Justin Boyle

Editor's Note: Thank you for your interest, these offers have expired and are no longer available.

Some years ago, a schoolteacher friend of mine and I took six weeks during the summer to drive around the United States. We had a few destinations on the schedule, but mostly we just appreciated scenery, took detours, slipped through a few back roads and enjoyed the journey.

By 2006, gas prices had spiked to $3.00 a gallon. They've had ups and downs since then, but scarcely has the price of regular unleaded settled below that mark for any remarkable period of time. In summertime especially, when refineries have to switch their process to produce lighter fuels, gas prices can be downright scary.

Fortunately for would-be road warriors, some credit companies are helping to bring back the open road by offering cash back on gas. Credit cards with gas promotions are more common than you might think, and we'll look at a few examples that can help you afford to ramble the highways without completely turning out your pockets.

The best gas rebate credit cards

American Express Blue Cash Everyday and Blue Cash Preferred

Both of these cards offer choice rewards for the highway traveler. The reward structure focuses on gas and groceries, which are two of the biggest expense categories on a road trip.

Let's take a look at a breakdown for each:

Blue Cash Everyday Card from American Express

  • 3 percent cash back at at US supermarkets, up to $6,000 per year in purchases.
  • 2 percent cash back on gasoline Read the full article »

The Plum Card from American Express OPEN

Published 3/19/12  (Modified 2/25/14)

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

The Plum Card® from American Express OPEN offers businesses payment flexibility each month, including special incentives to pay early.

The Plum Card from American Express OPEN

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Citi Platinum Select Visa Card

Published 3/15/12  (Modified 2/25/14)

By Doresa Banning

Editor's Note:  This offer expired and is no longer available.

Click here for an updated list of cards from Citi.

The introductory 0 percent APR deals with the Citi Platinum Select Visa Card make it a helpful tool if you want an interest-free period in which to chip away at a new or existing credit card balance. The 0 percent introductory APR on balance transfers and purchases is for a lengthy 18 months. The card also offers online discounts with Extra Cash from Citi: where you can enjoy discounts on gift cards, travel, merchandise and more. Other perks include Citi Identity Theft Solutions, secure, free online account management and no annual fee.*

Fees:

  • No annual fee
  • Balance transfer fee of 3 percent of transfer amount
  • See card offer for full terms and conditions

Citi Platinum Select Visa Card

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MTV Visa Card from Capital One

Published 3/14/12  (Modified 1/23/15)

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

The MTV Visa Card from Capital One, ideal for entertainment buffs, offers a 12-month introductory 0 percent purchase APR period. Other draws are its rewards program. You'll earn 5 points per dollar spent on entertainment, 2 points per dollar spent at restaurants, and 1 point per dollar spent on everything else. For paying your bills on time, you'll get 25 bonus points per billing period.

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