Archive for 'Deals and Offers' Category

By Doresa Banning

Account Type: Prepaid Card

Category: Points Rewards

For a prepaid reloadable card with lots of features but low fees, consider the UPside Visa Prepaid Card.

Features:

• No credit check needed
• Free direct deposit
• Cash back points
• 500 points for activating your card online
• 1,000 points when you sign up for direct deposit
• Cash back points worth up to 15 percent when shopping via the UPside mall
• 3 points per dollar spent on prepaid cellphone service purchases

Fees:

• No activation fee
• Monthly fee of $0.99 if you load $500 in the month, otherwise $4.95
• Get cash for free at point of service or $1.95 at an ATM
• See card offer for full terms and conditions

UPside Visa Prepaid Card

By Justin Boyle

Chase is helping your travel dollar get even more mileage with its latest rewards partnership. The company's Ultimate Rewards plan, considered by many to be among the best credit card reward programs available today, has added the Southwest Airlines Rapid Rewards frequent flier program as its newest points transfer partner...

By Elaine Griffin

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

Capital One Platinum Prestige Mastercard saves money with low APR and no annual fee

Credit card users with excellent credit will love the Platinum Prestige credit card from Capital One. This card has a zero percent introductory APR through October 2012. It also requires no annual fee.

After October 2012, the APR for purchases and balance transfers will be 10.9 to 18.9 percent variable. The APR for cash advance will be 24.9 percent variable. Although there is no annual fee for this card, other fees do apply.

Capital One Bank, (USA), National Association was established in and became a member of the FDIC in November 1994. They are headquartered in Virginia. Capital One offers services worldwide.

Type of account: Credit Card

Bank requirements:

• The Platinum Prestige Mastercard is for customers with excellent credit
• There is a variable APR for purchases and balance transfers after introductory period
• Cash advances are subject to a variable APR, with no introductory period
• There are other fees associated with this card
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• There is a zero percent APR on purchases and balance transfers for the first year
• There is no annual fee associated with this card

By Elaine Griffin

Capital One Direct offers the Interest Plus savings account. This online account offers a 1.10 percent annual percentage yield on balances of $1,000 or more. There is also a ten percent quarterly bonus earned for customers keep an average balance of over $10,000 or an active Capital One credit card. In order to open this account, customers must make a minimum one-dollar deposit.

Account type: Savings account

Bank requirements:

• This account is open nationally to current and new Capital One customers
• Bonus is earned with an average daily balance of at least $10,000
• Customers with a Capital One credit card can also earn the bonus
• Account must be opened with at least one-dollar
• For full details, contact Capital One Bank (USA), National Association

Account benefits:

• 1.10 percent APY is earned on balances of $1,000 or more
• 0.10 percent APY is earned on balances under $1,000
• Ten percent quarterly bonus can be earned when qualifications are met

Capital One Bank, (USA), National Association was established in and has been a member of the FDIC since November 1994. They are headquartered in Virginia, and offer banking solutions to customers around the globe.

By Elaine Griffin

Capital One offers two money market accounts to their online customers. There is a 0.75 percent annual percentage yield on all balances for both of these accounts, which also include free online transfers, free checks, and a free ATM card. There are no minimum balance requirements or fees associated with either of these accounts.

The rewards money market account offers one mile for every $20 of the average account balance. There is a bonus of 2,500 miles for customers who deposit at least $500 within the first month. All miles can be redeemed cash, gift cards, merchandise or travel.

Capital One Bank, (USA), National Association was established in and has been a member of the FDIC since November 1994. They are headquartered in Virginia, and offer banking solutions to customers around the globe.

Type of account: Money market

Bank requirements:

• These accounts are open to new and current Capital One customers
• There is a $1 minimum to open either account
• Both accounts have monthly withdrawal limits
• For full details, contact Capital One Bank (USA), National Association

Account features:

• Choice between two free online money market accounts
• There are no minimum balance requirements for either account
• Both accounts earn a 0.75 percent APY
• Free online transfers, free checks, and a free ATM card
• Redeem rewards for cash, gift cards, merchandise, or travel

By Elaine Griffin

Atlantic Coast Bank offers the rewards checking Kasasa Cash account. As of May 16, 2011, account carries an annual percentage yield (APY) of 3.01 percent on balances up to $15,000, when requirements are not met. All other balances, and accounts that do not meet requirements earn 0.50 percent.

In order to qualify for the 3.01 percent rate, customers must meet three monthly requirements: make a minimum of ten debit card transactions, receive a direct deposit or use online bill pay, and receive monthly electronic statements.

Atlantic Coast Bank was established in 1939 and has been a member of the FDIC since November 2000. They are headquartered in Georgia. Atlantic Coast Bank provides accounts locally, and their Kasasa accounts are available to customers nationwide.

Type of account: Checking Account

Bank requirements:

• Open account online with at least $100
• Make at least ten monthly debit card purchases
• Receive at least one direct deposit or make an online bill pay per month
• Receive electronic statements
• For full details please contact Atlantic Coast Bank

Account features:

• 3.01 percent APY on balances up to $15,000 when requirements are met
• 0.50 percent APY on all other balances or when requirements are not met
• This account is free
• This account requires no minimum monthly balance
• There are many other attractive free features associated with this account