Will Verizon Wireless Please Stop Harassing Me To Renew My Cell Phone Contract

By MoneyBlueBook

For the last few weeks I've been receiving incessant phone calls several times daily from some unknown toll free number - specifically 1-800-261-1646. Because I have a habit of screening my calls and not picking up my cell phone if I don't recognize the caller ID, the missed calls kept coming in. The unknown calls were perplexing because I recalled signing up my number for the National Do Not Call List. Eventually I gave up and chose to call the number back to see what was up.

The Verizon Wireless Sales Pitch - May We Bind You To A New Multi Year Contract With Just A Few Freebie Offers?

When I called the number, at first there was dead air and I wondered if I had called a scam number, but then a voice over the phone introduced himself thanking me for my interest in Verizon Wireless and requested my cell phone number. I was a bit suspicious but since my cell phone was indeed serviced through Verizon Wireless and I figured my cell phone number wasn't really confidential information, I gave him my information. If he had inquired about the last 4 digits of my social security number I might not have readily given him the number, since I was still a bit suspicious at that point. But with my phone number information, he immediately ascertained my name so I figured he was at least somewhat legit.

Immediately he launched into a sales pitch to get me to sign up for a new binding multi year

By MoneyBlueBook

One of the ways to maximize your money is by taking advantage of the higher cash back credit card rewards that many reward credit cards offer for purchases made at special bonus reward locations that include - supermarkets, drugstores, and gas stations. What some people might not realize is that many, if not most of these three brick and mortar locations also sell gift cards that can be used towards other major retailers - everything from places like Home Depot to Bed Bath & Beyond. By buying these retail gift cards at the bonus reward locations, cardholders have the potential to earn up to 5% or more cash back through credit card discounts and rebates through a process that's essentially a mild form of gift credit card arbitrage.

Purchase Gift Cards At Rebated Prices And Use Them At Places Like Department Stores, Restaurants, and Online Retail Websites

While there is a multitude of specialized reward credit cards out there (everything from airline credit cards to restaurant credit cards) offering all sorts of credit card offers and usage perks, the majority of these rebate cards reserve the highest cash back percentages for purchases made at what I'd like to call "the big three" - supermarkets, gas stations, and drug stores. Credit card terms do vary, but they usually offer much lower rebate rates (usually 1% back) for everyday purchases made at non "big-three" locations like department stores, clothing shops, restaurants, and online stores.

The trick to earning the maximum reward percentages even when

By MoneyBlueBook

Updated Compilation Of All The Best 0% Intro APR Balance Transfer Offers Below

If you are searching for a promotional balance transfer card, or if you are looking to eliminate some high interest debt by shifting your balance over to versatile credit cards that offer zero to low interest rates, then you've definitely come to the right place. The following list is a good starting point for credit card arbitrage and 0% intro APR balance transfer seekers looking to borrow interest free money or to make a profit. Below is my compilation list of the best no interest balance transfer offers available from all issuers. I am always on the lookout for new and better balance transfer credit cards so do check back for future updates.

As a general matter, taking on a 0% balance transfer goes beyond just requesting your balance transfer check. Getting the 0% credit card loan is relatively easy - the trickier part is learning to properly micro manage the transferred balance details from credit card application to promo expiration. But once you familiarize yourself with how to make a 0% intro balance transfer and understand the benefits and risks of balance transfer cards, you will find the procedure rather straight forward. As with all financial vehicles, the key is to understand the ins and outs before taking on the responsibility and assuming the inherent, but controllable risks involved.

Balance transfer offers are uniquely versatile in that they can serve numerous functions including balance transfer arbitrage and high interest debt reduction. For those struggling with high

By MoneyBlueBook

As I mentioned in an earlier entry posted a few months ago about myself, I own an African Grey Parrot as a pet. I've had him for several years now and although I wish he were better trained with more docile tendencies, he's still a pretty adorable little guy. When he's not hanging from his bird gym or busy grinding his wooden chew toys into grated wood chips, he enjoys whistling and mimicking speech.

He's also a voracious eater, consuming and tossing around quiet a few scoopfuls of his favorite brand of nutritious Kaytee brand pellets everyday. Every 1-2 months I used to buy a new bag of somewhat pricey bird food to replace his dwindling supply, but lately I've chosen to do a different approach. Rather than buying smaller bags of food from Petsmart or Petco each time and paying a higher cost per serving unit, I've decided to go for bulk and order online.

Finding Deals and Purchasing Pet Food Online

Initially I considered buying bulk bird pellet sacks from my neighborhood pet stores but after browsing around I noticed that their selections were pretty limited as most mainstream brick and mortar stores catered to more popular animal breeds such as cats and dogs. Even dedicated bird stores seemed to not have in stock the bulk pallets that I wanted. Thankfully, there is much more one can find on the internet as the online selection is much more broad. After doing some price comparison shopping among the popular online pet stores, I finally settled

By MoneyBlueBook

I'm a frequent road warrior. I don't fly that often, but I do take frequent long road trips out of state for personal and business purposes. Every time I travel I frequently spend a few nights at a hotel. It doesn't matter whether I stay at an inexpensive motel or whether I stay at a higher end place, I always make sure I maximize my money by earning reward points for every night's stay. If you travel a lot, being a member of multiple hotel reward programs can help you save money and earn reward points for wherever you may choose to stay on a whim.

Joining hotel reward clubs and programs is one of the easiest way to effortlessly accumulate loyalty points for complimentary stays in the future. Many programs even offer frequent flyer miles as a reward option in addition to hotel points. The overwhelming majority of programs are free to join with easy online enrollment and management. Each hotel reward program covers a family line ranging from low cost budget chains to more expensive luxury brands. Many programs also offer upgrade opportunities and additional perks like complimentary newspapers, drinks, and meals. Just register via the program's website and report your assigned membership number everytime you book a hotel stay. Even if you forget to use your membership card at the time of reservation, you can always go back later to report the missing hotel stay. I've done it a few times myself.

Here Are The Most Popular Hotel Reward Programs (Sorted Alphabetically):

1)

By MoneyBlueBook

Editor's Note: Thank you for your interest, these offers expired and are no longer available.

Despite the popularity of credit cards that offer such rewards as airline miles, the vast majority of cardholders still prefer the simplicity and ease associated with cash back credit card rebates. The most efficient way to maximize your rebate opportunities is still the multi credit card rewards approach. However, despite the greater reward potential with having multiple cards, a sizable number of consumers simply do not want to deal with the hassle of carrying around a wallet bulging with credit cards . If you are one who prefers to have just a single card in your wallet, then definitely take a look at the following two cards - The Chase Freedom Visa Signature and the American Express Blue Cash Card. Depending on the specifics of your card usage habits, you should pick one or the other, as your rebate earnings will differ depending on how much you spend per month and year. As a third alternative, you could even use a hybrid combination of them both for full rebate earning potential.

If You Plan To Spend More Than Approximately $1,500 A Month On Your Credit Card, I Recommend the:

• American Express Blue Cash® - Voted as Kiplinger's selection for the best cash rebate card, the Amex Blue Cash credit card offers a tiered rebate program, based on your purchases to date. For the first $6,500 you earn in the rebate year, you'll earn 1% back on purchases for groceries, gas, and drugs, and 0.5% on everything else. However once