Starwood Preferred Guest® Business Credit Card from American Express Review

By Megg Mueller

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

For businesses that depend on frequent travel to keep things running smoothly, the Starwood Preferred Guest® Business Credit Card from American Express offers some attractive perks. From its variety of point-redemption possibilities to its $0 introductory annual fee for the first year, then $65, this credit card can help make business travel a little more rewarding.

Starwood Hotels and Resorts includes over 1,100 properties worldwide, with brands such as Westin, Sheraton, W Hotels, Four Points, The Luxury Collection and St. Regis. Starpoints -- this card's unique term for reward points -- can also be used for flights on more than 350 airlines with SPG Flights, for gift cards and more. For business owners, these multiple redemption options can provide much-needed flexibility ...

By Megg Mueller

There are numerous factors that go into your credit score, so sorting myth from fact on this topic is no simple matter. But to fully take control of your credit history, it's vital that you understand the things that can help your score and the things that can harm it -- as well as the things that make no difference.

Read on to learn which factors matter when it comes to protecting your score.

How to sabotage your credit score

Perhaps the worst type of credit-score misunderstanding is the seemingly good deed that ends up hurting you ...

By Angela Spires

"Charge it."

It's a great feeling, but let's face it: When you get out on your own for the first time, the credit card temptation can be overwhelming. Once you receive your first card, you may find yourself searching for reasons to use it -- reasons to spend that you never had before.

I know I did. Instead of forming a budget, I would just charge the items I couldn't pay for immediately. But that led to a mountain of debt that took me much longer to pay off than I had planned ...

By Marc Pearlman

A sad truth today is that many Americans don't have enough personal savings to enable a worry-free retirement. But a common misconception among people who are struggling financially is that in order to get ahead, they must earn more income.

While more income is one solution to this problem, it's not the only solution. Furthermore, many working adults are living paycheck-to-paycheck, regardless of income. This suggests that the problem may often be more related than spending than income.

Fortunately, you don't need a financial planner to implement a strategy that can dramatically impact your future financial freedom. I call this strategy the 10 percent solution and here is how it works ...

By Justin Boyle

You've likely known that credit scores are important since long before you got your first credit card. But when you're just starting out in the world of credit, learning how to create a strong credit score can be tricky.

Credit cards can offer the key to beginning your credit history on the right foot, but only if you use them smartly. The guidelines below can help you use your credit cards to begin establishing a great credit score from the start ...

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

The American Express® Premier Rewards Gold Card could be an ideal fit for consumers who have excellent credit, pay their balances in full each month and enjoy earning ample rewards and perks.