Ink Cash Business Card

By Doresa Banning

Issued by Chase, the Ink Cash Business Card is ideal for business owners who'd like to earn cash back on their charged purchases and expenses.

Among this card's perks are a 0 percent introductory APR on purchases for six months and a 0 percent introductory APR on balance transfers for six months. You can earn a $200 cash back bonus after you spend $3,000 in the first three months from the account's opening.

There is no annual fee. Please see the card offer for full terms and conditions.

Important Note! Please keep in mind that offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any card prior to applying.

Ink Cash Business Card

By Doresa Banning

If you desire a credit card with a low APR, have excellent credit and don't want rewards, consider the Simmons First Visa Platinum.

Features:

• 7.25 percent variable APR for purchases
• 7.25 percent variable APR for balance transfers
• Global card acceptance
• Travel accident insurance
• Emergency cash and credit card replacement
• Car rental loss/damage waiver

Fees:

• No balance transfer fees
• No annual fee
• See card offer for full terms and conditions

Simmons First Visa Platinum

By Marc Pearlman

A common misconception among taxpayers is that a tax credit is the same as a tax deduction. This is not only false, it's a potentially expensive case of mistaken identity.

Simply stated, tax deductions reduce taxable income. A lower taxable income translates into fewer taxes paid by the taxpayer. The IRS has created two methods for utilizing tax deductions. A taxpayer can either take a standard deduction or take itemized deductions. There are a few factors to consider when deciding which route to go.

The easier of the two routes is the standard deduction, which the IRS makes available to the majority of taxpayers. However, familiarize yourself with eligibility requirements before arbitrarily going this route. For example, a married individual filing a separate return whose spouse itemizes deductions must also itemize.

The standard deduction amounts are set forth by the IRS and are adjusted yearly based on filing status and inflation. While taking the standard deduction is the easier of the two methods to calculate, the standard deduction may not save you the most money. This is when the itemized deductions may come into play. If itemizing your deductions will save you more money, then it is prudent to itemize and is worth the extra work.

Itemizing deductions often benefit taxpayers who paid interest or taxes on a home, had big out-of-pocket medical expenses, made large charitable donations or had sizable unreimbursed employee business expenses.

A tax credit, on the other hand, is a dollar-for-dollar reduction of taxes owed. Tax credits are valuable and you Read the full article »

By Doresa Banning

The Citi Simplicity Card gets it name for being a simple, easy-to-use credit card. In other words, it doesn't have a rewards program or lots of extras. The trade off is a lower APR when compared to many of the perk-filled cards on the market. Also attractive is its long 0 percent introductory APR on purchases for 18 months and 0 percent introductory APR on balance transfers for 18 months. Also included with this offer is direct access to a service representative, no late fees ever, no penalty rate ever and no annual fee ever. Keep in mind there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

Other information:

• See card offer for full terms and conditions

Citi Simplicity Card

By Justin Boyle

Editor's Note: Thank you for your interest, these offers have expired and are no longer available.

Some years ago, a schoolteacher friend of mine and I took six weeks during the summer to drive around the United States. We had a few destinations on the schedule, but mostly we just appreciated scenery, took detours, slipped through a few back roads and enjoyed the journey.

By 2006, gas prices had spiked to $3.00 a gallon. They've had ups and downs since then, but scarcely has the price of regular unleaded settled below that mark for any remarkable period of time. In summertime especially, when refineries have to switch their process to produce lighter fuels, gas prices can be downright scary.

Fortunately for would-be road warriors, some credit companies are helping to bring back the open road by offering cash back on gas. Credit cards with gas promotions are more common than you might think, and we'll look at a few examples that can help you afford to ramble the highways without completely turning out your pockets.

The best gas rebate credit cards

American Express Blue Cash Everyday and Blue Cash Preferred

Both of these cards offer choice rewards for the highway traveler. The reward structure focuses on gas and groceries, which are two of the biggest expense categories on a road trip.

Let's take a look at a breakdown for each:

Blue Cash Everyday Card from American Express

• 3 percent cash back at at US supermarkets, up to $6,000 per year in purchases.
• 2 percent cash back on gasoline Read the full article »

By Doresa Banning

Editor's Note: Thank you for your interest, this offer expired and is no longer available.

The Plum Card® from American Express OPEN offers businesses payment flexibility each month, including special incentives to pay early.

The Plum Card from American Express OPEN