The Best Airline Miles Credit Card Offers For Frequent Flyers

By MoneyBlueBook

Airline Credit Card Rewards and Offers

I have a friend who is absolutely nutty about frequent flyer miles. Because he has family and relatives who live all over the place - in New York, Chicago, India, and England to name a few, he travels by airplane quite frequently. It's not just him either. His new wife and immediate family members always seem to be on the go, and over time they've become quite the experts at taking advantage of discount airline tickets and cheap airfare deals. One of their smartest moves was to make sure that they always purchase their airline tickets using an airline miles credit card - to leverage the cumulative cost-saving power of frequent flyer miles. Not only does this have the added benefit of protection against airline bankruptcy risk (a real possibility these days), it also affords them the opportunity to earn substantial amounts of frequent flier miles redeemable for future free flights. By focusing their ordinary credit card purchases to earn airline miles, they've been able to fly for free many times - both domestically and internationally. These international airline reservations to fly across the oceanic pond definitely don't come cheap either - each coach class international flight can cost in excess of $1,000 - so getting some of the airline tickets by redeeming earned reward points or miles has definitely been a nice bonus.

Despite The Common Annual Fee and High Interest Rates Involved, Frequent Flyers Who Pay Off Their Credit Card Balance Every Month Will Benefit Greatly From

By MoneyBlueBook

Whenever I see a predatory tow truck driver or a parking meter maid strolling by, I just want to roll down my window quickly and yell out - "Hey you! Go (*bleep*) yourself you (*bleep bleep*)!"

As you can tell, I am not too fond of tow truck drivers. My disdain also carries over to others in the parking profession, including but not limited to opportunistic car booters and sneaky meter maids who dart from car to car with their little hand held tri-corder gadgets, tucking tickets under windshield wipers and escaping before the driver comes back and catches them in the act. While these parking ticketers bug me somewhat, they don't irritate me as much as tow truck drivers. Perhaps it's because parking ticket fines are usually not as financially hefty or as personally offensive as getting your car manhandled and forcibly hauled away by a stranger. Most of the time, I see tow truck drivers as nothing but conniving, predatory, and opportunistic vultures who feast on the vulnerable and distracted plight of unsuspecting drivers.

Just Watching Others Get Their Cars Towed In Their Absence Irritates Me

A few years ago I lived near a shopping center located next to a major Metro subway station. Every morning as I walked to the station to take the train to work, I witnessed the daily spectacle of tow truck sharks preying on those who failed to notice the no parking warning signs for non patrons. At the start of every morning rush, like clockwork precision, several red tow trucks

By MoneyBlueBook

As regular readers of my personal finance blog may know, I'm an avid credit card user and like to discuss the strategies and tips I use to maximize the credit card rewards I earn. While it's certainly not everyone's cup of tea, adopting a responsible multi-credit card carrying approach has allowed me earn quite a bit of cash back income and frequent flyer airline miles from everything I purchase. Other than purchase rewards, credit cards also offer cardholders another very valuable and functional perk - the ability to make balance transfers and take advantage of balance transfer arbitrage. A key deference to the versatility and value of credit cards is the option to use special 0% balance transfer cards to perform a wide array of financial actions that benefit the cardholder. Such actions include the ability to help pay down debt by shifting high interest credit card loans onto 0% balance transfer offers to weather difficult cash-strapped financial times. Even for those blessed with an otherwise debt free lifestyle, balance transfer cards allow the clever arbitrage profit-seeking card holder to make money by taking advantage of special promotional rates.

Balance Transfers Allow You To Take Advantage Of Interest Free Loans For Debt Reduction and Credit Card Arbitrage Purposes

Balance transfer credit cards are key tools in my money management arsenal. Of course, the benefits are clearly tempered by the inevitable hazards. It's the classic opportunity that necessitates the walking of a fine line to chase higher risk rewards. To successfully navigate and perform a balance transfer

By MoneyBlueBook

I'm not a big believer in buying extended warranties or purchasing extra service contracts, so I usually pass whenever I'm asked. This happens more often at big electronic retailer stores like Best Buy and the now defunct Circuit City, where they put in a concerted effort to convince unwitting customers to buy extra protection - that frequently is unnecessary. These stores stand to make a lot of money from selling unnecessary extended service plans that customers oftentimes end up never using. It doesn't really matter how big or small the item you're purchasing, the sales clerks alway seem to inquire if you'd like to purchase additional warranty.

One time I was at Best Buy to pick up something. The young sales lady rung up my purchase and asked if I would like to buy additional warranty protection for my item - a dinky little $15 Sony handheld FM radio - just in case it ever broke down or ever malfunctioned as she explained. I just stared back with a slightly sarcastic but incredulous look. Special warranty protection upgrade - for a simple $15 radio? Who in their right mind would pay $3 extra to insure a flimsy $15 piece of electronic? If it ever broke down I'd rather go and buy a newer model than get it repaired.

With Some Exceptions, Since Most Products Come With Their Own Warranties, It Usually Doesn't Make Sense To Purchase More Protection

The vast majority of the time you are better off not wasting your money on extended warranty protections. Most

By MoneyBlueBook

Editor's Note: Thank you for your interest, these offers have expired and are no longer available.

People utilize balance transfer credit cards for a myriad of reasons such as making money from balance transfer and credit card arbitrage, to paying down and reducing high interest debt by applying for zero percent to low interest credit card offers. While those trying to make money from multiple balance transfers are usually more focused on finding no fee 0% offers that last up to a year long, those trying to pay down credit card debt generally have a much longer time horizon span in mind. My focus here is to provide some practical help to those struggling with high interest credit card debt, and help them find more manageable ways of relieving and resolving this financial burden.

Compared to other forms of loans, credit card debt is particularly hard to handle because it is usually associated with high interest rates in excess of 15-20% or more depending on your credit score and credit report history. The longer the credit card debt remains unpaid, the more interest continues to accrue, and the quicker the balance can balloon out of control. That's why it is important to make a concerted effort towards paying off the debt through regular payment increments. The key to making higher sums of unpaid credit card debt more palatable while you chip away at it is to shift those high interest debts over to accounts that provide lower rates. This can be accomplished either by shifting the card

By MoneyBlueBook

Because I rely on public transportation for the vast majority of my work related commute, I don't track gas and oil price fluctuations as closely as someone who drives regularly. While I do notice the indirect correlative effects of pricier gas in the way of higher food prices (and wow are food prices getting more expensive these days), I don't usually realize how high gas prices have spiked until I find myself pumping my own gas. While returning home from a cross country drive to visit a friend in another state this weekend, I noticed I was running low on gas. I scanned the interstate highway horizon for the cheapest regular gas price I could find, and was stunned at how far up gas prices had risen. Only a few weeks and months ago, gas prices were still holding steady at $3.00 a gallon. Now they've climbed to within the $4.00 striking range. I filled up my Honda Accord and looked at the final tally - $44.50. Nearby I could hear the profanity-laden mutterings of other disgruntled drivers as they filled up their vehicles with pricey gasoline. Next to me a big pick-up truck pulled up - definitely a $125.00 filler-upper.

Until the fuel scientists and federal government decide to seriously combat the problem of high gas prices and fuel shortages with subsidies and research grants for the development of alternative energy, all we can do as consumers is to try to find common-sensical ways to reduce our fuel consumption and minimize what we pay at