ING Direct Referral Links For New Savings Account Bonuses

By MoneyBlueBook

Updated and Verified List Of ING Direct Referral Links To Get Your Free $25

Some of the best high interest online banks are well known for offering generous free money promotions when it comes to new account sign ups. ING Direct online bank has always been one of the best when it comes to that. ING Direct referral links are frequently sought after by those who want to grab one of the free $25 bonuses for new ING Direct savings and Orange checking accounts. If you are looking for a referral link to earn some bonus sign up money, you've come to the right place. On this page you will find continuously updated and fresh ING referral codes.

ING Direct Customers Can Offer Their Friends $25 ING Direct Bonuses For New Account Sign Ups

For those of you who want to know how personal finance bloggers are always coming up with a seemingly endless supply of ING Direct referral links for sign-up bonuses, we get them online from our ING Direct bank accounts. Once you are a member and account holder, ING offers you the ability to create referral links that you can hand out to friends and family. You are supposed to email the referral links directly to someone you know, but what many bloggers do is email a whole bunch of them to themselves and manually extract the referral link codes off of each individual referral e-mail and post them together in one self service location. So that's what I've done for you

By MoneyBlueBook

Back when I was in college, I knew absolutely nothing about filing my taxes. Yes, I was a college finance major at the time, but I don't recall learning anything practical about taxes, deductions, or income withholding in any of my classes - at least not anything involving the actual process of filing one's tax return. At the time I had a part time job working at a school computer lab making some extra money. Every week I received a pay check but I never paid it much attention. I barely knew what the numbers meant - wages and FICA, they were all the same to me - all I knew was that the government was taking a large chunk of my meager pay check every week, leaving me with only peanuts. Since I made so little at the time, only a few thousand dollars for two semesters of work, when it came time to file my taxes, I decided to try doing it myself. My parents weren't much help since they were living overseas and had expressed their wish for me to become more financially independent and self reliant.

Sometimes You Make Mistakes in Life - And Taxes Are More Prone To Errors Than Anything Else

Despite knowing next to nothing about taxes, I still somehow managed to file my income tax by following the Internal Revenue Service (IRS) instructions, albeit in bumbling fashion. This was before I started using free tax preparation solutions or utilizing electronic do-it-yourself tax preparation programs like

By MoneyBlueBook

I have two small piggy banks that sit atop my office desk at home. One is a coin bank in the shape of a dog, and the other is shaped like a light blue colored pig that I received as a free giveaway when I opened a new Citibank business checking account not too long ago. These two little guys are the gatekeepers to the spare change that I occasionally bring back in my pockets. Everytime I come home with loose coins, I usually drop them into my piggy banks. Since I use reward credit cards for the vast majority of my purchases, I don't usually bring home too many bits of spare change. However, over a period of months and a year, even the occasional chipping in can turn a small stash into a tidy sum.

How To Handle Quarters, Dimes, Nickels, and Pennies

Before Coinstar came along with their green coin sorting kiosk machines, I had no convenient way of getting rid of my spare change, especially the nickels, dimes, and pennies. Quarters I could always keep around to use for coin operated laundry washers and dryers, snack vending machines, and leave a few in my car for parking meters and toll booths. But nickels and pennies are pretty much useless since their small denominational value require many more of them to be carried around to be worth anything. Initially I tried hauling my jar of pennies, nickels, and dimes to my local bank branch to have them exchanged for paper bills. However, the

By MoneyBlueBook

The last few weeks I participated in several editions of the Carnival of Personal Finance that I would like to mention here. I wish to thank the carnival hosts for organizing and compiling articles to share with readers. I know hosting the carnival is time consuming and I wish to give these personal finance bloggers some recognition:

• Money Ning featured my article on Traditional and Roth IRA Contribution Limits and Income Phase Outs.

• Stock Trading To Go featured my article on Paying Income Tax On Ebay Sales.

• Being Frugal featured my article on Late Night Infomercials Selling Get Rich Scams.

• Four Pillarsfeatured my article on Answers To Common Tax Rebate Questions.

I also participated in the Carnival of Taxes and appreciate the inclusion of my submission:

• Don't Mess With Taxes included my article on Adjusted Gross Income and Modified Adjusted Gross Income.

Finally, I wish to thank April Fool's prankster Flexo for organizing the Festival of Frugality and including my submission:

• Consumerism Commentary included my article on How To Repair Your Car With Used Auto Junkyard Parts.

By MoneyBlueBook

This week, CNN Money posted an article that introduced a short list of what it believed to be the top 6 credit cards. Because the selection of credit cards is somewhat subjective and dependent on individual spending habits and desired balance of rewards and interest rate perks, CNN chose to limit its selection to the top card pick for 6 basic credit categories: the best balance transfer card, the best card for big spenders, the best card for low spenders, the best card for those who travel and fly a lot, the best card to help you save for retirement, and the best card for lazy people perhaps new to credit cards.

Personally I don't think these categories are entirely representative of what consumers tend to apply for, but then again, I usually tend to ignore perks like low interest offers (I pay my entire balance every month) and usually go for more lucrative purchase rebates. I would have added more card categories broken down into particular types of purchase perks, like grocery rewards, dining rewards, and gas rebates. However, it was interesting to see what CNN viewed as the top six in the categories they delineated.

By MoneyBlueBook

It's that time of the year again and it's looming large. April 15, tax day - the day we take our hard earned money and pay our annual emperor's tribute to Uncle Sam and the United States government. For most working people, April 15 day is the deadline for filing our tax returns to claim the tax refunds that were withheld by the Internal Revenue Service (IRS) in excess for most of the year. This year is extra special since there's an extra bonus and incentive twist waiting for us. This year we have the 2008 economic stimulus stimulus rebate qualification to contend with.

The IRS has already stated that taxpayers who wish to receive their tax rebate payment in timely accordance with the official tax rebate payment schedule must file by April 15, 2008. Currently, the economic stimulus rebate will be issued according to the last two digits of the primary tax filer's Social Security Number. People who chose to receive their tax refunds via direct deposit will enjoy speedy priority and will be among the first to receive the payments starting May 2 and lasting until May 16. For those of you who chose the slower paper check option, your stimulus payment check won't get to you until the direct deposit crowd have gotten theirs. Paper checks won't be sent out until May 16, and lasting all the way into July 11.

How Do I Request An Extension To File My Federal Income Tax Return?

If for whatever reason you cannot file