The Best Restaurant Credit Cards Offering Cash Back and Rewards

Published 11/4/07 (Modified 3/11/14)
By MoneyBlueBook

Updated List Of The Best Restaurant Credit Card Offers For Eating And Dining Out

I wish I could be like a green garden plant and photosynthesize my food instead of having to buy it. I spend so much money eating out it's sad. I eat lunch at work and usually spend up to $8 for a sandwich. Dinner usually involves whatever I pick up on the way home and it's frequently $10 or more. Food in downtown Washington D.C. where I work can definitely get very expensive.

Luckily there are certain credit cards I can use to soften the financial blow by getting cash back or reward points for eating out. Most reward cards only give a measly 1% cash back, and many of the ones that offer a higher percentage back only offer it for purchases at fast food/takeout places. But there are a select few reward cards that offer a very impressive 3%-5% back for all restaurants, including fast food and even coffee shops! If you're a student who eats out often, a young professional who dines out most of the time, or even a family minded foodie who enjoys fancy restaurants, you might benefit from having a utility credit card in your pocket that will allow you to earn rebate rewards and cash back discounts for such meal expenses.

Here is one of the more popular cashback credit cards for eating and dining out:

TrueEarnings® Card from Costco and American Express - This card is brought to you by Costco and is meant for Costco warehouse club members. This card offers you 3 percent cash back on gasoline at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1 percent; 2 percent cash back at US restaurants; 2 percent cash back on eligible travel purchases, including at Costco; 1 percent cash back on other purchases, including at Costco. Terms and limitations apply. The card comes with no annual fee if you have a paid Costco membership. Cash back is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco warehouse. Terms and restrictions apply.